The AnswerBank Articles

Initiative May Protect Car Insurance Customers

Motor insurance holders may be well-advised to take advantage of an offer from their local police. Forces have invited drivers to attend a session during which number plates will be attached more securely. Officers will be using specially-designed screws which make it harder for thieves to remove registrations. They e...16:36 Mon 24th May 2010

Anti Speeding Campaign Launched

The Department for Transport has launched a campaign which is designed to give motorists a stark warning that if they violate the speed limit and cause a death, it will haunt them forever. The campaign is primarily aimed at reducing the speed of urban driving and to make sure speed limits are adhered to. It intends to...16:36 Mon 24th May 2010

Drivers Urged To Protect The Identity Of Their Vehicles

Motor insurance customers have been advised there are steps they can take to reduce their chances of having their vehicle identities stolen. Police are urging drivers to fix their number plates in place with special security screws. Officers announced a number of sessions are scheduled to carry out this work. Anyone i...16:36 Mon 24th May 2010

Second-Hand Car Buyers 'Need To Be Wary'

Used car buyers who do not want to end up with the kind of vehicle that could easily lead to a motor insurance claim have been warned to be cautious. According to auto information group HPI, a number of criminals are making money by selling on dangerous and stolen models, as well as ones still subject to outstanding f...16:36 Mon 24th May 2010

Police Initiative Could Cut Home Insurance Claims

We all like to think of our home as our castle – impregnable and sturdy. Unfortunately, there are some who have found that this may not be the case. It is horrible to find that your home has been burgled and your personal possessions stolen or broken. However, there are many simple ways we can discourage would be...16:36 Mon 24th May 2010

New Road Offence Penalties Come Into Force

Foreign motorists who do not want to see the cost of their car insurance premiums increase may want to be on their best behaviour after new penalties for road offences have come into force across the UK. Drivers who live outside the UK will now face the same consequences as British residents. Police and representative...16:36 Mon 24th May 2010

Drivers Urged To Remove Valuables

Motorists in Oxford keen to avoid a car insurance claim may want to take additional security measures following a spate of break-ins in the area. Recently, vehicles have been targeted in streets all over the city. Victims ended up losing a variety of goods, including a laptop, disabled badge, satnav, stereo and hair s...16:36 Mon 24th May 2010

'Buy In Haste, Repent At Leisure'

Motorists who are too hasty when buying a second-hand vehicle could find a car insurance claim ends up being the least of their problems, it has been suggested. Auto information group HPI urged people to take their time and do their research when purchasing a used model. It explained that in their haste to make sure a...16:36 Mon 24th May 2010

Police Surgeries Could Help Cut Claims

Although the vast majority of us never have to worry about crime in and around our area, others are not so lucky. All over the country Police Surgeries are being set up so the residents can meet their local officers and also share any issues they have. A police community support officer said: "You can talk to us ...16:36 Mon 24th May 2010

Recession 'Has Greatly Increased UK's Fear Of Identity Theft'

Recent research by a software developer found that nearly three quarters of respondents are more alarmed by the threat posed by ID crooks during the current economic crisis than they were before it began. Furthermore, nearly nine out of ten of consumers are concerned that their financial details – such as their b...16:36 Mon 24th May 2010

Bankruptcy ‘Increasing In Scotland'

Recent figures released by the Accountant in Bankruptcy found that the number of companies going to the wall has risen by over 150 per cent compared to the same period the previous year. In real terms, this amounts to more than 3,700 businesses going under. The number of individual insolvencies has also soared - by aro...16:36 Mon 24th May 2010

Low Credit Score 'Could Be Result Of ID Theft'

Low credit scores and blacklisting could be down to ID theft, which a new study has revealed could be set to increase. The research done by a leading online insurance provider has found that the number of people whose rating could be affected by the crime is "likely to almost double" in the next half-decade....16:36 Mon 24th May 2010

Insurance Company Offers Tips On Bike Security

There are many reasons for using your bike. Whether it is to save money on ever increasing fuel prices or to get a bit fitter, or to simply do your bit for the environment and leave the car at home many of us are now taking to the roads on two wheels. Whatever the reason, however, we must all be vigilant when leaving ...16:36 Mon 24th May 2010

ID Theft 'Can Lead To Blacklisting'

Identity theft can be a distressing crime before its long-lasting effects are even considered. The mere thought that someone could be using your details to take money out of your account, apply for a passport or even commit crimes can be extremely concerning. However, cards can be cancelled, passports can be stopped an...16:36 Mon 24th May 2010

Overview Of Capital Gains Tax.

Capital gains tax (CGT) is payable on certain items which have increased in value since they came into a person's possession. Not all countries implement CGT and of those that do most have different rates of taxation for individuals and corporations. Individuals who are residents or ordinarily residents in the UK are ...16:36 Mon 24th May 2010

What Is An IVA

In the current financial climate many of us are feeling the pinch and increasingly finding that our outgoings are more than our incomings. However, for some people the situation is much more desperate and they have built up large debts which they now find they cannot repay. Some of this will be credit cards where the c...16:36 Mon 24th May 2010