News1 min ago
Some Legal Advice Please
My friend has been left half a house in inheritance. She can’t afford to buy it outright so if She lived in there, could She get housing benefit to pay the joint owner rent for staying there? How does this work as she has a probate? And is a single parent to quite a few kids lol Thanks
It’s the right size for her and she couldn’t afford to buy another that size hence hoped she could live there. She works part time, always worked. The joint owner doesn’t mind her living there until she can get a mortgage to pay for it, however she has an IVA so can’t get a mortgage yet and despot want to stay there for free, but can’t pay rent with what she earns
It really depends on the location and price of this house.
the benefits system is there to support the needy, not property owners, so its unlikely she will be successful. I think the Benefits system will not allow someone who owns property and has a mortgage to get Housing Benefit. She could ask her estranged husband to take her off the mortgage, he would be probably more than happy to do that. Once clear of a Mortgage I would suggest she sells the house with the other owner and with the capital either support herself and her family, get full time job and apply for a small mortage with low LTV, or buy a cheaper house for cash. It really depends on the location and price of this house.
The benefits system is there to support the needy, not property owners, so its unlikely she will be successful.