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Driving Moped Without Insurance?

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mattyr | 02:07 Tue 12th Jun 2007 | Other Vehicles
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I recently fell off a friends 50cc moped, i have no insurance, or any other documents for the bike although i do have a provisional licence... What are the usual penalties/fines of this?
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Why would you incur a penalty or fine for falling off a moped? How would anyone know you have no insurance or documents?

Did you write the moped off or crash into someone or something?
Like the answer above who knows and was there any damage? or anyone hurt? Saying that what were you doing on the road in the first place,us bikers are having a rough time of it as it is with insurance etc:

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