Business & Finance13 mins ago
Insurance claims
Hi ,
My husband was driving to southwales on a single carriage route when the guy in front of us put his left indicator and turned left into a pub on a bendy road. we stopped our car applying sudden break so was the car behind us with little gap. ours being first there came a third car at 60 mph speed and bumped into the stationed car behind ours which inturn hit our car by force.the bumper of our car has a big dent and the boot does not close. on calling the insurance companies , they blame each other , the sandwhiched car insurer says that it was nt their fault as their car ws stationery the second car insurer says that tey were not in direct contact. points to note: 1 the second car which was the cause of accident is a company owned car and does not belong to driver 2 our car insurance has to be renewed in the next 5 days we do not want our NO claim bonus to go up!!!!! please help ... we do not know how this works please help us!!!!!!!!
My husband was driving to southwales on a single carriage route when the guy in front of us put his left indicator and turned left into a pub on a bendy road. we stopped our car applying sudden break so was the car behind us with little gap. ours being first there came a third car at 60 mph speed and bumped into the stationed car behind ours which inturn hit our car by force.the bumper of our car has a big dent and the boot does not close. on calling the insurance companies , they blame each other , the sandwhiched car insurer says that it was nt their fault as their car ws stationery the second car insurer says that tey were not in direct contact. points to note: 1 the second car which was the cause of accident is a company owned car and does not belong to driver 2 our car insurance has to be renewed in the next 5 days we do not want our NO claim bonus to go up!!!!! please help ... we do not know how this works please help us!!!!!!!!
Answers
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Leave it to your insurance company- that's whatwe pay premiums for. They will want to make sure they recover what they can.
From what you say, the car that was doing 60 was to blame for the damage to the other vehicles and his/her insurer will have to pick up the bill.
I'm a bit confused by your point 1- you say the second car was the cause of the accident. Is that the car that you also referrd to as the third car?
The fact that it's a company car shouldn't be a problem - it probably helps.
From what you say, the car that was doing 60 was to blame for the damage to the other vehicles and his/her insurer will have to pick up the bill.
I'm a bit confused by your point 1- you say the second car was the cause of the accident. Is that the car that you also referrd to as the third car?
The fact that it's a company car shouldn't be a problem - it probably helps.
What we normally ask is how many impacts did you feel?
If you felt two, then it is fair to assume that both cars hit you, if you felt one, then the car at the very back has most likely shunted the middle car into you.
However, as pointed out, your insurance company will sort this out - we generally look to recover off the car that was immediately behind you in the first instance, and if they later establish that they are not at fault, they recover it from the car behind them
If you felt two, then it is fair to assume that both cars hit you, if you felt one, then the car at the very back has most likely shunted the middle car into you.
However, as pointed out, your insurance company will sort this out - we generally look to recover off the car that was immediately behind you in the first instance, and if they later establish that they are not at fault, they recover it from the car behind them
YOu can get advises & ideas about the insurance from this site. Check out the following site for more informations.
http://insurance-plan-guide.blogspot.com
http://insurance-plan-guide.blogspot.com
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