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I bought travel insurance, starting now, for my trip to USA in September, but is this valid for any other travel problems, for instance if I was in train accident in the next few months.
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For more on marking an answer as the "Best Answer", please visit our FAQ.That very much depends on your insurance policy. You can buy annual insurance which covers you for most trips through the year, or a one trip policy that covers you on for that holiday.
If it is a one trip policy you wouldn't be able to claim for the train accident but you could claim the costs if you had to cancel the American trip due to injuries sustained in the train accident.
Read the policy