Donate SIGN UP

Car Insurance Claim Gone Legal, Help!

Avatar Image
Bud82 | 14:18 Wed 10th Mar 2021 | Insurance
26 Answers
Desperate to seek advice on a mounting insurance claim against me.

I was involved in a minor accident a few years ago (went into the back of someone at the lights
Gravatar

Answers

21 to 26 of 26rss feed

First Previous 1 2

Best Answer

No best answer has yet been selected by Bud82. Once a best answer has been selected, it will be shown here.

For more on marking an answer as the "Best Answer", please visit our FAQ.
I think you need to take Arrod's advice ie, see a solicitor. This is a complicated situation; the insurance company took policy money from you and is now refusing a third-party claim which, I think, is not allowed. We need NewJudge to comment on here.
Question Author
My thought is that surely they shouldn't have accepted my insurance application if the details didn't correspond to what's required for them to provide cover.
Did you tell them that you owned the car?
yeah insurance law
we sure do !

celerrime - wivda quickness of things that go quickly
You've got two separate issues here:

Firstly, you're in dispute with the insurer as to whether they should have paid out or not.

Secondly, you're in dispute with the claimant about the value of the claim.

To deal with the second issue, you're going to need the services of a solicitor. However you can try tackling the first one yourself by complaining to the Financial Ombudsman. It won't cost you a penny, so it's got to be worth a try:
https://www.financial-ombudsman.org.uk/consumers/complaints-can-help/insurance
Question Author
Thank you for your advice, I'll have to start researching law firms that deal with this stuff. Gonna cost n arm n leg, I can feel it.

21 to 26 of 26rss feed

First Previous 1 2

Do you know the answer?

Car Insurance Claim Gone Legal, Help!

Answer Question >>