ChatterBank17 mins ago
Garden damage by neighbours fence?
During the recent high winds, the neighbours fence was blown down and unfortunately caused damage to a slide and a car top box situated in our garden. Who would be responsible for replacement items due to damage beyond repair?
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If anyone, your neighbour's household insurance policy. You claim from your neighbour, your neighbour passes the claim to the insurance company. However, unless the fence wasn't secured properly (which they'll investigate) this might just be deemed an Act of God - it depends on the terms of the insurance policy.