Law0 min ago
No best answer has yet been selected by Joanneb. Once a best answer has been selected, it will be shown here.For more on marking an answer as the "Best Answer", please visit our FAQ.
THere is a provision in the agreement (based on a regulated hire purchase) called the halves rule - once you have paid half the amount of credit you can hand the keys back to the finance company.
If your car was finance through someone like blackhorse though it wil be a loan and not a hirepurchase - this means you have no halves rights. Look at your original agreement.