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title deeds

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weas | 21:26 Sun 25th Nov 2007 | Business & Finance
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do i have to give these to the bank if i take asecured loan

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No, title deeds are almost meaningless now. All deeds are kept on computer at Land Registry.

A charge will be placed over your property and will be mentioned on the deeds if you take out a secured loan.
Unless yours is one of the one million unregistered properties in England and Wales.
If your land is unregistered then you will need to have it registered before a charge can be placed over it. Again, this will make your deeds useless (once you have registered the land)
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thanks everyone !! my problem is solved

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