Contactless Limit From Today

[choux]

goes up to £100. Keep your cards safer than ever.

[choux]

Thank you to evadora and Atheist!

[piggynose]

I think you can get a card protector wallet online..Probably from amazon

[chelle7272]

Most banks no longer have daily limits on how often you can use contactless, the website just say 'from time to time you may be asked to use you PIN'

[choux]

Thanks, chelle. Perhaps banks will step it up a bit now with the higher limit.

[barry1010]

piggynose, also available from Wilko, The Range, B&M, Wilko, market stalls, eBay or posher leather ones from M&S.

[Ken4155]

Choux, not saying i'm 'invincible'. But i am extremely careful when it comes to protecting my wallet and it's contents.

[bednobs]

i was saying lol at the irony that if she'd been using contactless the situation would not have arisen. So perhaps contactless is safer sometimes!

[237SJ]

So you`re coming out of a train station late at night, tap out on the card reader with your contactless, loitering person grabs card and makes a killing down at the booze shop with your card. Shops and bag thefts aren't the only place you can lose your card.

[barry1010]

Atheist, if you didn't use cards your wallet would have had cash - gone. No refunds, unless you claim from your home insurance and then watch your premiums go up.

At least the banks refund when cards have been stolen - even for the use before you report it.

[bobbinwales]

In 40 years I never lost a card or had it stolen. Someone once did clone it god knows how and made 3 transactions in a sports bar hundreds a miles away including one above the contactless limit which was an inconvenience but i got it back with a few days and was nothing to do with contactless limits.
The current limits good enough for me and I see no reason to increase it for everyone. I might ask mine to leave it as it is but its just to cover a very remote possability.
It seems odd I can spend £80 just by flashing a card but when I want to transfer £20 online to my own account with another bank I have to go through numerous hoops accepting fraud warnings and wait for a call to my mobile asking for another passcode

[barry1010]

Maybe your bank will let you set your own limit, bob - some will.

[tiggerblue10]

I popped into tesco today and it was still £45.

[evadora]

Tigger - I heard on the radio that it could take some retailers a few months to get their hand set machines updated!!

[tiggerblue10]

Ah, ok, Evadora. I thought they only increased it initially due to lockdown and social distancing.

[choux]

https://www.ukfinance.org.uk/press/press-releases/contactless-limit-increase-100-15-october

[evadora]

Thank you Choux - I heard it on the radio so it is nice to see it in print.

[youngmafbog]

I wont use it.

I worked in IT in Banking for most of my life and a fair bit on security.

//Perhaps banks will step it up a bit now with the higher limit.//

Hahaha. You have no idea! Hint - they wont.

[choux]

You are welcome, evadora. tigger was wondering how this increase came about and the Government and FCA agreed it after public consultation and following the success of the previous increase. I am sure it has nothing to do with the rate of inflation we now have to face...

[burlyshirley]

I never use contactless even though I can do with my present card. Just wondering how much longer before it becomes mandatory and we will have no choice ! I did have my bag stolen once, some young yobs broke into my house while I was out dog walking one evening and took my bag with my purse in and my cards and so on. I had a very busy day the next day cancelling everything and trying to sort out a new pass book from my BS who seemed to have problems trying to sort out how much money I actually had with them !

[Hopkirk]

I tried to pay £58 by contactless in a well known orange supermarket today.
It didn't work.