PAYMENTCARE

[MARY158]

HI can anyone help me, three years ago i got divorced and took over the mortgage to my property, I carried on paying the paymentcare,(trasnsferring payments from a joint account to my own account) Ive recently discovered this was in my ex husbands name(who has no mortgage) and he is named on it, if I had needed paying out for illness and time off work, it would not have covered me.
My ex husband has said I should make a claim as I should of been informed, but I am quite ignorant in this area and should I have or should I have realised , when everything comes out on direct debit I had no idea.Many thanks to anyone who can help