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Stocks And Shares Isa

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johnrambo18 | 11:38 Fri 08th Mar 2013 | Personal Finance
6 Answers
Fed up with the poor return from a cash ISA - what can you expect from stocks and shares? I know there are fees to consider, but are you better off overall?

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Have a look at the different bonds being offered by your current provider instead - I've just bought one from Nationwide (as an existing customer) which offers a better return than an ISA.
10:05 Sat 09th Mar 2013
that is going to depend on what the stock market does. Have you thought about an investment fund ISA? You get experts investing your money and can spread even quite a small amount.

I keep recommending this book and will do it again
Amazon.co.uk User Recommendation

you might also like to go and look at the M and G website, not with a view to investing, but because the explanations are clear. I have investments with them that have done ok but I don't suggest the website for that reason
http://webfund6.financialexpress.net/clients/hbos/Products.aspx?datatype=performance&style=hal&sitevariant=NO&productid=1

Has done ok for me over the past four years, Nothing guaranteed, only going by my investment.
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presume with this, you do not get "income" as such like interest, but just a gain (or loss!) on the value of the capital...
You may well get dividends, which can either be paid out to you or be reinvested
Have a look at the different bonds being offered by your current provider instead - I've just bought one from Nationwide (as an existing customer) which offers a better return than an ISA.
On shares you get dividends but these are not guaranteed and are still taxed!
Any capital gains on the share price increase is not taxed. If you go in for a managed unit trust type or any other watch for the charges which can be quite high.

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Stocks And Shares Isa

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