9a. it can be seen to sound familiar (3, 5) - y - ( - - - - e )
14a. adorned beryl went first 8 letters - - - - - - - d.
20a. risk financial ruin relating to increase 10 letters - - - - - - - - e-d
4d. Unfathomable, it is so bad 7 letters a - - - m - -
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