As some of you may know I had an accident in April in that I tipped a guy's bumper in front of me and naturally is going to blow up into a "compensation" claim for him.
Regrettably my insurance is up tomorrow and I called into brokers who gave me a price and told me premium was so and so
I have been with this broker some years and very happy with them but somehow tonight am thinking the assistant was too flippant with the premium which I thought was excessive - saying "oh it has gone up cos no-one will touch you because of the accident in April".
Shall I take her word for it because of the accident business and pay up or query it again. Again I pay for fully comp and so to lower my premium if it saves me money I may go "Third party etc".
Any opinions please and thank you.
I came away happy enough but have now thought it over and am thinking it is way too much an
If you have not accepted the latest quote from your current insurer, unless they automatically renew it, you will not be insured as of midnight to-night if not earlier. My insurer notifies me in advance of the renewal and unless I say otherwise, it renews automatically. They also make a note of the time of day that it runs from so don't assume yours runs from midnight to midnight the next year, mines is something like from 1.25pm.
Have you paid them any more money to keep you insured jj? I will be very surprised if they are keeping you insured without you having renewed with them. Please do check in the morning or you will be in trouble if you are driving around with no insurance from midnight tonight.
..and you don't even need to be driving around; unless you make a Statutory Off-road Notification (SORN) to the DVLA, you are committing an offence if the vehicle is uninsured, on the road or not.
If you own a car now, you MUST have insurance even if it is not on the public highway, unless you have a SORN (Statutory Off-Road Notification). If I were you, rather than THINK you are insured still, I would get in touch with them ASAP and confirm what the situation is.