(12:08 on Fri 09/Dec/05)Here's an example. The live wire on your cooker works loose and touches the metal casing. If the casing is earthed, the breaker will trip (almost) immediately. If it's not, the breaker will trip when the casing becomes earthed (i.e. when you touch it and current starts to flow to earth through you).
(17:37 on Fri 09/Dec/05)The trip may well save your life, but it may not, and even if it does, you may still experience a nasty shock. The trip will reduce the chance that the shock is fatal. Think of the trip as a safety belt. It's still better not to crash the car at all!