Observer Everyman Crossword

[NUH]

Only 2 left

Black, old smuggler's hat (6)
??W?E?

Could be bowler. Black=B Old=O but where does the smuggler's come in.

Introspective family close to bankruptcy (6)
??O?D?

[chelle7272]

B owler

[chelle7272]

http://www.thefreedictionary.com/Owler

[Wharton]

owler - old name for smuggler

[chelle7272]

Brood y

[Lie-in King]

1a Bowler - 'b(lack)' + 'owler' (old word for smuggler of wool or sheep)
1d Broody - 'brood' (family) + (bankruptc)y (close to)

[Ellipsis]

That's "close to" as in "end of", not as in "near" ...

[Lie-in King]

Good grief...

I apologise for the lack of clarity in my answer

[NUH]

Thanks everyone