MANCHESTER EVENING NEWS CRYPTIC

[enuj]

21across lady with gold fancy hat outside T?O?A last one please help many thanks in advance

[Wharton]

Thora (anag hat + or(gold))

[ladyalex]

Thora

[Lie-in King]

Thora - anag 'hat' (outside) 'or' (gold in heraldry)

[ladyalex]

Hello , Maj.
How you doing tonight ?

(Apologies to enuj)

[Lie-in King]

Hello m'lady - I'm alright thank you, it's all the others...

My apologies also, enuj :-)

[Lie-in King]

Hope you & m'lord are well?

[ladyalex]

We're in the pink, Sire. Just wish this rotten rain would stop.

[Wordist]

Tiara.
Check that "O".

[Mamyalynne]

Where is the 'gold' in Tiara - wordist?