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Hit At A Roundabout, Guy Drove Off And Denied Accident When He Finally Stopped (Also I Dont Have An Mot)
17 Answers
I'm in a bit of a predicament here. A lorry cut into my lane on a 2 lane roundabout and shoved me over onto the roundabout. They did not stop and I followed them to their destination. The driver denied everything asking where was the damage on his vehicle (as if hitting tires against my bumper would cause damage to him) and would not give me his name.
He was quite hostile so I just took his reg number and the name of the company he works for then left. Now I was going to file a police report but just checked and my MOT has run out. I don't know what to do. I have no witnesses, so it's just his word against mine. he's completely scuffed up my bumper but it's a bit of an old banger anyway so I don't really care. I'm going to sort out the MOT tomorrow.
He was quite hostile so I just took his reg number and the name of the company he works for then left. Now I was going to file a police report but just checked and my MOT has run out. I don't know what to do. I have no witnesses, so it's just his word against mine. he's completely scuffed up my bumper but it's a bit of an old banger anyway so I don't really care. I'm going to sort out the MOT tomorrow.
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No mot DOES NOT invalidate your insurance !!
You can still report him.
But if you claim on your insurance you will pay extra for the next 3 years even though it was not your fault. This because making any claim at all even when 100% innocent gives you a 'claim history' and the insurance companies assume you are then more likely to make future claims.
No MOT is a £60 fixed penalty but no licence points, I know I got one myself, and it did not affect my insurance.
You can still report him.
But if you claim on your insurance you will pay extra for the next 3 years even though it was not your fault. This because making any claim at all even when 100% innocent gives you a 'claim history' and the insurance companies assume you are then more likely to make future claims.
No MOT is a £60 fixed penalty but no licence points, I know I got one myself, and it did not affect my insurance.
Yes, the maximum fine for no MoT is £1,000. So is the maximum for speeding (unless on a motorway, when it is £2,500) but few, if any drivers are fined anything like that sum.
The vast majority of No MoT cases are dealt with by way of a fixed penalty (£100 - no endorsement/penalty points are available for the offence). Unlike speeding there are no grades of seriousness about having no MoT - you either have one or you do not. For that reason very few end up in court and those that do are usually accompanied by more serious offences (the most popular "trilogy" being No Licence, No Insurance and No MoT).
Those that are dealt with in court usually see a maximum fine of half a week's net income (reduced by a third for a guilty plea) although very often, when there are accompanying offences, many are dealt with on a "totality" basis and may simply see a token fine of £50 or so imposed in addition to more substantial fines imposed for the more serious offences.
The vast majority of No MoT cases are dealt with by way of a fixed penalty (£100 - no endorsement/penalty points are available for the offence). Unlike speeding there are no grades of seriousness about having no MoT - you either have one or you do not. For that reason very few end up in court and those that do are usually accompanied by more serious offences (the most popular "trilogy" being No Licence, No Insurance and No MoT).
Those that are dealt with in court usually see a maximum fine of half a week's net income (reduced by a third for a guilty plea) although very often, when there are accompanying offences, many are dealt with on a "totality" basis and may simply see a token fine of £50 or so imposed in addition to more substantial fines imposed for the more serious offences.
If you have no damage -then you may as well leave it
BUT - I have to say in a micra - a lorry sort of crushed me in the inside lane - and I have to say from the drivers point of view with the lorrys wheels coming towards you , I can say I was terrified. [ deep curb - me - lorry ]
and so I rang the employer - and 'explained'
and he said - I will look at the tachometer ....
andI leftt it at that
and then at the lights - another car stopped and a black fella came out and started threatening him - I rolled down my window and shouted 'he's just done the same to me ! '
BUT - I have to say in a micra - a lorry sort of crushed me in the inside lane - and I have to say from the drivers point of view with the lorrys wheels coming towards you , I can say I was terrified. [ deep curb - me - lorry ]
and so I rang the employer - and 'explained'
and he said - I will look at the tachometer ....
andI leftt it at that
and then at the lights - another car stopped and a black fella came out and started threatening him - I rolled down my window and shouted 'he's just done the same to me ! '
He may not have realised he hit you. I am not saying you were at fault but you should always allow more room for a long vehicle, coaches included as they do take up more room and cannot stay in the lane meaning that if you were up his side then you should have held back a little until you could see where his rear end was going. If you have never driven anything but a car you don't tend to realise this. Re MOT, if there is not that much damage to your car I would put it down to experience and wouldn't bother pursuing just get your MOT done.
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