Donate SIGN UP

Answers

1 to 18 of 18rss feed

Best Answer

No best answer has yet been selected by Bazile. Once a best answer has been selected, it will be shown here.

For more on marking an answer as the "Best Answer", please visit our FAQ.
Link doesn't work for me - probably because it seems to contain the entire history of the search you did.
Can you not just link to the final image?
Link not working
Surely if the driver makes a mistake and damages the car it is an accident, or am I missing something?
Question Author
The driver has not collided with the Bollard .

The bollard had been knocked down already by someone else and was by a wall on the pavement .

What's happened is that the driver has drvien on the circular bit that remains on the road , where the bollard would normally sit on - which slightly protrudes above the level of the road surface .

There is no damage to the car , because it's the tyre that has driven on the bit in question
IMO, as he has contacted the insurance provider stating that there is "damage" to the car, even if only a tyre being damaged - due to inattention as to where they were driving, then the insurer would be correct in considering this to be an RTA, under the T&C's of his cover.
The link worked for -just a picture of a standard bollard
Ah- it worked yesterday but not now
Question Author
There has been no damage to the tyre or any part of the car
Question Author
The driver has not spoken to the insurer

( by the way it was when we had that snow on the ground from Sunday night , just gone , snow shower )
Question Author
So , would you report that to your insurer has been involved in an RTA ?

Or isn't that similiar to kerbing your car ?
So no damage to the tyre or any part of the car?

I don't class that as an accident, so why consider reporting it?
If as you say, there's no damage either to the car/tyre, then why report to insurer, I'd get in contact with your county Council roads department to request them to repair it, though.
^ the bollard that is :)
No damage to car,
No damage to tyre,
What's to report to your Insurance Company?
I think one can be overenthusiastic reporting on stuff that doesn't matter. Keep it to yourself and just feel guilty about it for the next few years.
Question Author
The driver knows that he is probably being silly , in thinking that the event needed reporting to his insurer .
It was a case of claryfing what constitutes an accident , for car insurance purposes .

Just needed confirmation that it is not an accident and therefore not required to be made known / notified to insurer


If he does report it they will regard it as a no claim incident and may increase his premium next time he renews his policy. Tell him to keep quiet.

1 to 18 of 18rss feed

Do you know the answer?

Bollard

Answer Question >>

Related Questions