Law

morgage fraud

I have bought a property in my name and a friends partners name about 10 years ago, with permission .Due to not having wages to cover amount etc
The person provided wage slips etc to get the laon but had no interest in the property at all.
Unfortunately the person split with my friend and the split was bitter. I have not seen the person since and cahnged the name of property back to myself in panic.
what crimes have I committed ?

jazblue Tue 06/05/08 14:43

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New Judge
Tue 06/05/08
16:11

You have probably "obtained a pecuniary advantage by deception".

Fay Mousse
Tue 06/05/08
17:35

Is this hypothetical? Have you fraudently signed this person's name on official documents?

pink-kittens
Tue 06/05/08
18:46

How did you remove the name without that persons permission? I thought you needed their signature to do that?
What exactly have you removed their name from?

jazblue
Tue 06/05/08
19:42

Question Author

without them nowing,as afraid they may have wanted half. eventhough they have put anythnig into property

Fay Mousse
Tue 06/05/08
19:45

So you forged signatures and got a new mortgage in just your name?

jazblue
Tue 06/05/08
19:58

Question Author

basically , yes but tried to contact them to no avial and did a stupid thing.
How bad is this ? What is implications etc

Fay Mousse
Tue 06/05/08
20:01

How did you get this new mortgage? Did you lie about your income?

jazblue
Tue 06/05/08
20:04

Question Author

no, my income was ok after time

pink-kittens
Wed 07/05/08
08:29

Why are you asking now? Have they found out? Or are you just worried about it?

So, you lied about your income, you forged their signature to gain full rights over the property and removed them from the mortgage and deeds without telling them? Or is it just the mortgage you removed them from?

Why on earth did you not just ask them ?!
And surely you did this with the help of a solicitor?

jazblue
Wed 07/05/08
10:40

Question Author

yes annd yes and its now a nightmare . I have panicked and made mistakes but what will be the outcome . with regard to offence and punishment etc.

pink-kittens
Wed 07/05/08
11:14

Oh jaz, silly person

Can I suggest that you seek legal help quickly?

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