If it is anything like the harassments I have been involved in, she'd be down there now
The issue is whether it was reasonable or even based in fact so as usual you need to collect and keep all the documents including the one that is partially filled in
and say if the Police call - you needed the information
I wouldnt text but resort to letter writing
and yes keep a copy
and no you are not the only person to have had allegations of harassment made so that it screws up a legal process
It doesnt of course but boy it draws the whole thing out
write,keep copies and keep a diary
start it now - you are gonna have to do it in the end
I would also explain to the bank what is going on
and yes not text or telephone but will perhaps a call and then a follow up letter
Just to illustrate with an extenant
Me are you gonna pay this CCJ ? [note I had already taken her to court]
T: if you speak to me again I will call the police
Me I think you had better do so
T what ?
Me you were told in court by the judge that asking for a repayment of a debt is not harassment
etc etc