attachment to earnings

[bunny99]

does any one know if an attachment to earnngs will affect your credit rate or cause anindividual to get a ccj against them

thanks

[Nibble]

This explains the position http://www.my-iva-adv...ent-of-earnings-order

also http://www.my-iva-adv...t-attachment-earnings

[bunny99]

cheers

[tonywiltshire]

An attachment of Earnings order is made by the county court and are governed by the Attachment of Earnings Act 1971 there are two major disadvantages, apart from the one you are concerned over. Firstly it reduces your flexibility to manage your own affairs and secondly it notifies your employer of the debt, some companies in the security, financial or other fields have written as an express term in the contract of employment that if an attachment to earnings is applied this will be considered gross misconduct and could lead to dismissal.
Hopefully you are not in this position.

[themas]

Not sure what your question means - if you have an attachment of earnings order against you, then you already have a ccj against you, & have failed to keep to its terms. Your credit rating will be adversely affected by the ccj.

[themas]

Or you might have an AOE following a Magistrates Court liability order for unpaid Council Tax; & there are some rather rare situations where it can be applied for recovery of overpaid benefits without a ccj being necessary.

In these types of case, there may not be any entry on the credit rating records - it depends whether the creditor puts one there.

[cathfromsaron]

yet, if you paid up, there would be no need for the creditor to obtain an order ...

[bunny99]

cathfromsaron
Mark as Best Answer
yet, if you paid up, there would be no need for the creditor to obtain an order ...

FYI

It wa due to my ex partner so don't coment when you dont know the whole story pleas

[bunny99]

Thank you to every one else for your helpfil comments