Insurance

car insurance

My MOT has expired and cant get it to a garage for 2 wks, will it still be insured against theft, damage etc while it is parked off road.

scortch Sat 05/07/08 09:38

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Ethel
Sat 05/07/08
09:49

Yes

scortch
Sat 05/07/08
10:00

Question Author

Just spoke to insurance company and they have said i am covered but if it is stolen they will ask for MOT certificate which ran out. They said it would be difficult to value the car without it : - (

Ethel
Sat 05/07/08
11:36

Well that makes sense - if it is stolen and not recovered they can't examine it to assess the value.

If it is recovered it may be in a far worse state than when it was stolen.

However, there is a recognised value for cars without MOTs so that is the price they will offer.

Whilst it is offoad use a crooklock and take some essential part out so it can't be driven away - the battery perhaps.

Golf38
Tue 08/07/08
20:32

Ensure youmake AN APPOINTMENT with the MOT garage BEFORE you drive it so you don't run the risk of being caught without MOT.

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