Insurance

cheap car ins for a teenager

Im 17 with a provisional licenece, my mums bought me a car, she has ins and drives her own car. can anyone advise me how to get affordable ins. the quotes so far are eye-watering

leinad1 Fri 09/05/08 12:59

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missspeedy23
Fri 09/05/08
13:11

Have you been on the comparison sites - confused.com and moneysupermarket?

The other alternative is for your mum to insure it and have you as a named driver. Some insurance companies offer NCB for named drivers (think Direct Line is one) but I don't think she would be able to use her NCB on two policies.

Fay Mousse
Fri 09/05/08
13:19

Do not get your mother to insure it in her name with you as a named driver- this is fraud and the insurance companies are well aware ot it - they call it fronting.

http://tinyurl.com/4ohxfc

http://tinyurl.com/3pxnlx

You also need to be building up your own no claims bonus.

Add advised, use the comaparison sites. Consider pay as you go insurance, especially if you don't intend driving too many miles - they put a 'tracker' in your vehicle and you pay for the time you spend driving.

Cockney_si
Fri 09/05/08
13:21

It would depend entirely on the car she bought you.

If it were a 1.1 fiesta from the late 80's then it would cost more to insure than say a micra from the late 90's.

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