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A friend of mind recently had an accident where he hit a patch of ice and flipped his car, (a total write-off) no-one else was involved and he was by himself. He is insured fully-comp, apart from claiming for his car can he claim for PERSONAL INJURY

Bob906 Wed 26/03/08 13:45

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Carriemunky
Wed 26/03/08
13:48

Should be able to although he will have to pay legal fees if this soes not come under his insurance!

gouldc
Wed 26/03/08
14:03

No - you can't claim for your own injuries off your own insurance.

It was his own fault, so there is no-one to claim from.

However, if it can be proven that the highways agency or local council failed in their duty to adequately grit the road, then he may be able to find a personal injury specialist to take the case on - I wouldn't hold your breath though

Ethel
Wed 26/03/08
17:54

No he can't. You have to prove somebody else caused the accident by not driving at the required standard.

Cakeboy
Wed 26/03/08
19:59

Why should he be able to claim for personal injury? He hit the ice, it was obviously cold so he should've been aware that ice would be about and if he flipped his car then he was obviously driving way too fast for the conditions. It's his own stupid fault

In my opinion,he should be glad he's not dead rather than deciding who he can sue which is the problem with society in general nowadays, but that's a whole different rant

Loosehead
Thurs 27/03/08
15:53

No he would effectively be suing himself. The insurers pay out in compo claims but the action is taken against the person deemed to be at fault, ie himself. Legal cover does not imply legal responsibility.

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