Donate SIGN UP

Cheapest Car To Insure For A 17 Year Old Lad? Suggestions Please.

Avatar Image
SpikeyBush | 23:52 Sun 25th May 2014 | Motoring
16 Answers
When I was learning I got a Vauxhall Viva for £50 and it cost me £250 to insure it. Now my son is learning and I found what I thought would be ideal. A Peugeot 206 1.1LX on a '99 plate for €300. TPO insurance quote was the wrong side of €4500. TPF&T and comp quotes made my eyes water like I'd been kicked in the 'nads.
Gravatar

Answers

1 to 16 of 16rss feed

Avatar Image
The 3-door Vauxhall Corsa Hatchback 1.0i 12V Expression (including the 'Ecoflex' model) is in Insurance Group 1, as is the 5-door Fiat Panda 1.1 Active (including the 'ECO' model) and the Citroën C1 1.0i Vibe (both 3-door & 5-door). For others in Group 1, see here:...
12:18 Tue 27th May 2014
I'd go for a 15 year old 1 litre Ford Fiesta!
http://www.autoexpress.co.uk/best-cars/insurance-policy/85261/cheapest-cars-insure
However, if you are in wrong postcode it will be COMPUTER SAYS NO basically
For a 17year old boy you will be very lucky to get insurance under £4000 for any car. Third party only is normally the most expensive insurance, contary to what you expect full comp is normally cheaper. You have to remember that 1 in 3 teenage drivers have an insurance claim in the first year.
The actual car makes little diffrence to the quoute ( as long as it is 1200cc or under) the high cost reflects the cost of potential injury claims in the event of a crash.
How about one of those 'pay as you drive' deals, I.e. the ones with the black boxes fitted to the vehicle?
Top tip - if you use a comparison website and find a quote you are happy with DO NOT buy through the comparison website. Go to the website of your chosen company and buy through them. You will save around £20-£30.
A Land Rover, cheapest insurance ever!!
It won't be popular with your son, but a Ford Ka, fiesta or citreon is best. Go for 1l no more.
Cheapest 'insurance' car one of our friends found for their son was a second hand ex British Gas van from a car supermarket!
-- answer removed --
It's not the car that's important here...it's the driver. A 17-year old lad is seen as a big risk...whatever car he's driving. Even a 15 year old hatchback can do lots of damage...to people and property...in the "wrong" hands.
-- answer removed --
The 3-door Vauxhall Corsa Hatchback 1.0i 12V Expression (including the 'Ecoflex' model) is in Insurance Group 1, as is the 5-door Fiat Panda 1.1 Active (including the 'ECO' model) and the Citroën C1 1.0i Vibe (both 3-door & 5-door). For others in Group 1, see here:
http://www.parkers.co.uk/cars/insurance/car-insurance-groups/citroen/c1/hatchback-2005/?ig=1

For Group 2, see here:
http://www.parkers.co.uk/cars/insurance/car-insurance-groups/?ig=2

and for Group 3 here:
http://www.parkers.co.uk/cars/insurance/car-insurance-groups/?ig=3

The Peugeot 206 in your post is in Group 7.

Remember that adding an older driver (with a good driving record) onto a young person's policy [as a 'named driver'] can cut the premium substantially (sometimes by as much as a third). It's irrelevant as to whether that named driver will ever actually drive the vehicle and, unlike 'fronting' (where a policy is taken out in the name of the older driver and the younger driver's name then added to the policy), it's completely legal.

Your pricing of the policy in Euros suggests that you're possibly in the Republic of Ireland, so some of this might not be relevant to you. However it's probably still worth reading:
http://www.moneysavingexpert.com/car-insurance/young-drivers
On Radio 4 as I was driving just now, 17 to 18 year old males are 1.2% of all drivers but have 9.8% of ALL injury causing accidents. Their % of non injury insurance claims is far higher, some estmates as high 33%, That is why an insurance for a 17 year old male is so high.
Question Author
Thanks for your suggestions, I'll try getting some quotes with me as a named driver on something even more boring than the pug. No 15 uyear old Fiestas here though, in such a moist climate they all rusted away into dust and blew away in the wind.

1 to 16 of 16rss feed

Do you know the answer?

Cheapest Car To Insure For A 17 Year Old Lad? Suggestions Please.

Answer Question >>

Related Questions

Sorry, we can't find any related questions. Try using the search bar at the top of the page to search for some keywords, or choose a topic and submit your own question.