Accident or not ?

[Bazile]

I regularily , see this particular car, parked right up against a lampost , actually touching it .

- I also see from time to time people opening their car door and the door touches the car parked alongside .

Both the above are RTA's

So should they report these incidents to their insurer ? - Would you ?

[MichaelZZ]

Gordon H Bennett!

[baza]

have you ever sat and watched paint dry.

[Old_Geezer]

If it worries you why not park behind them fairly closely :-) They might get the hint.

[Bazile]

So if you are parked in a car park and a car parks up next to you - the driver opens his/her door hitting your car and denting it - you would be happy if he/she just walks away ?


The initial question I was asking really is - does an insurer class the two examples as an ' incident ' say for example , when you are filling in a proposal form for insurance , and the question is asked - ' have you had any incidents .... '

[EcclesCake]

Your primary question is about touching and your secondary question is about denting.

Which do you want answered?

[joko]

touching another car is not an RTA!!

[joko]

as pointed out - 2 different statements - you are changing your OP now...

how can a car 'touching' a lampost be an RTA and someone elses fault?

if someone chooses to touch a lampost with their car thats up to them.

[munchie63]

I once used my refelction in the wing mirror of a parked car to check my appearance....should I have left my details on the windscreen just in case ?

[boxtops]

If someone opens their car door into someone else's car, that's negligence.

If someone parks by a lampost, that's stupid on the part of the parker. A lampost is much more solid than another car door. One causes damage, the other doesn't.

I'd report the door incident if opening my door into someone else's caused damage.

[boxtops]

^ Read your second post now - parking against a lampost isn't a declarable incident, any more than running your tyre against the kerb is.

[ummmm]

A small dent is a smart repair. Your excess is probably greater than the repair cost.

This is the reason that parent & child spaces are a must.

[boxtops]

...and disabled, ummmm

[ummmm]

And like Boxy says, it's careless, not an accident.

[ummmm]

Yes...also disabled. Kids don't think about the car next to them when they open the doors. Disabled need the room.

[Mick-Talbot]

You know who the insurer is for these cars?