Insurance on Nokia 8800 Carbon Arte

[babycakes2k]

I bought a Nokia 8800 Carbon Arte on a T-mobile 18 month contract in 2009. At the time I paid £353.99 upfront and then £35 per month for 18 months. I lost my phone in March and whilst discussing something else with my bank, I was informed that I had mobile phone insurance so I claimed. After a lot of fussing about, my claim has finally been accepted but they cannot replace my phone with the same one. Instead they have offered me either a 32GB iphone 4S or £350 cash settlement. I know I cannot even buy a used arte for £350 but have no idea how much my phone would have been worth or would cost to replace as Nokia have stopped making them. Can anyone offer any advice?

[bednobs]

they are esentially offering you 3.99 less than the phone cost you 3 years ago - i would bite their hand off!

[DaisyNonna]

Smile and say thankyou.

[sunny-dave]

http://www.ecrater.co...e-carbon-unlocked-tri

[methyl]

Used phones identical to your 4-year-old? Nokia are advertised at well below £350. Caveat emptor. Be aware that Nokia are not having a good time in the current market.

If you have £150 top-up available, I'd take the money and look at a Samsung Galaxy Nexus rather than taking the Apple iPhone 4S (even though it costs about £350 + £150).

Btw. You paid top dollar for your original handset, but assuming that you paid it off a couple of years ago the offer of £350 seems more than fair for something with a lower market value.