Bona Fide and Labour Only

[EvianBaby]

I'm renewing the company combined employers and public liability insurance.

They ask for sums for labour only and bona fide subcontrators.

Am I right in thinking the main difference is that bona fide should hold their own policy? What are the siginifcant differences between the two?

[marden40]

Sub-contractors that are employed as "labour only" work under your supervision and direction, and use your materials, tools, etc.

Sub-contractors that are used as "bona-fide" work under their own supervision and direction, and provide their own materials, tools, etc.

[EvianBaby]

OK. Thanks for that.

So, if we supplied instructions (but they worked unsupervised) and materials but they used their own tools, which category would they fall under?

[marden40]

that would be labour only

[EvianBaby]

Thanks Marden! Saved me a lot of bother.

[marden40]

in say house building.....
you as a company are the main contractor, you have subcontractors like bricklayers and joiners.....they use your instructions and your materials, but their own tools...........where as bona fide subcontractors like electricians and plumbers use their own materials as well as their own tools.