CAR INSURANCE

If one crashes their car through one own fault and it is a write-off
Does ones insurance pay for a replacement, less the excess?
13:26 Sat 07th Apr 2012
 
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If you claim though, your premium will go through the roof next year...
You are not insured for personal injury - only injury to other people.

Could you imagine the amount of fraudulent claims if you were covered?
That's what I thought, hc - third party injuries. Imagine the number of whiplash claims if you could claim on your own insurance!
Insurance premiums would be sky high.
Well, they are already sky high - the premiums would be far too expensive for the average motorist.
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