Remortgage

[Scarlett]

I have an illness which means I can't work as often as I used to. I don't want to lose my house, and I have lots of debts. Would it be a good idea to remortgage, consolidate the debts, and ask to go on Interest-only with the option of over-paying? I have only had my mortgage 2 years and so haven't really paid hardly anything off yet. But I have to sort my debts, especially if I am going to be earning less for the foreseeable future.

[AlanS107]

Go to www.fool.co.uk and click on | Discussion boards | Managing your finances | dealing with debt |. You will be able to ask your questions and get answers from many people with debt problems and from financial experts. It is free to join, and friendly and helpful. Good luck.

[harper]

Hi

I would highly recommend you try

http://www.nationaldebtline.co.uk. The service is free ,confidential and independent.There is also a telephone number 0808 808 4000

Best wishes and good luck.