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You can't directly make payment to yourself, it can only be transferred to someone else and then transferred back, incurring TWO lots of paypal fees. Alternatively you could put it in a friends paypal account and ask them for the cash (ONE lot of fees).
Paypal is also handy if you have trouble paying a large credit card bill. If you have credit left, you can make payment to someone through paypal, get them to refund it to you and it will be refended to your credit card, registering as a payment (ie your minimum payment is satisfied even though you haven't paid off any balance).
Hope this helps!
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