PPI

[cazp]

How can I find out what loans I have had in the past whether from banks or finance companies. I am sure we are able to claim PPI but dont know where to start. Our bank wasnt very helpful!

[factor-fiction]

Do you know if you have definitely had any or are you just 'flying a kite'?

[dzug2]

Getting a copy of your credit record may give you some clues

Otherwise it's a question of relying on your own records. If they are solely your memory you may well be stuck.

[factor-fiction]

Can you remember what type of financial matter the PPI was linked to - credit card, bank loan, mortgage?

[cazp]

how do I find out my credit record?

[factor-fiction]

You can get a free trial with someone like Experian or Equifax. (Just Google credit file) or you can apply to them for a one-off copy for a nominal charge.
Are you pretty sure you've had any PPI?

[hc4361]

And if you did have it, were you mis-sold it?

[factor-fiction]

I think all these radio/TV ads for PPI and all the cold-callers are guilty of raising false expectations for many people.