phone insurance

i have phone insurance through my bank and to set it up all they want is the imei numberof my phone, my phone isn't that valuable but my wife's is, if i give them my wife's imei number so that her phone is covered and mine isn't are they likely to check who owns the phone if i come to make a claim?
17:08 Wed 19th Oct 2011
 
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Yes
This should be covered by your home contents insurance anyway.
How could they possibly check who "owns" the phone. You can insure whatever phone you choose to. And as Twenty20 points out both of them are probably insured already. Usual bank con offering "free" services you don't need or want, then charging for a premium account.
my phone's insured through my phone contract, although it's a free offer with my bank which I just don't use.

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