Personal Finance
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Transferring credit card debt...
I have two credit cards totalling £4500. I am paying 16.9% on one of them and 17% on the other. The cards are from my student days 5 years ago and i havent spent anything on them i am just making payments every mont... [more]
I have two credit cards totalling £4500. I am paying 16.9% on one of them and 17% on the other. The cards are from my student days 5 years ago and i havent spent anything on them i am just making payments every mont... [more]
splurge
09/08/08
13:31
09/08/08
13:31
direct debits chargeable to credit cards
Does anyone know why it is not possible to cancel a direct debit mandate set up on a credit card account by instructing the credit card company accordingly? Instead it is necessary to contact the supplying company (... [more]
Does anyone know why it is not possible to cancel a direct debit mandate set up on a credit card account by instructing the credit card company accordingly? Instead it is necessary to contact the supplying company (... [more]
catmando
09/08/08
06:14
09/08/08
06:14
Credit scores
Hi I have looked at my credit score on creditexpert.co.uk..it was 312 On June 19th.. now today its 0 yes Zero as i got car finance.. BUT I have not missed a payment either.. Do I need to have a look at equif... [more]
Hi I have looked at my credit score on creditexpert.co.uk..it was 312 On June 19th.. now today its 0 yes Zero as i got car finance.. BUT I have not missed a payment either.. Do I need to have a look at equif... [more]
blindbill
08/08/08
18:21
08/08/08
18:21
just wondering, but...
... are there any answerbankers out there can tell me if they are paying about £400 per year for water as I do ? ( I am living alone in a flat, out working five days a week ) Seems a bit steep to me. I wonder h... [more]
... are there any answerbankers out there can tell me if they are paying about £400 per year for water as I do ? ( I am living alone in a flat, out working five days a week ) Seems a bit steep to me. I wonder h... [more]
karatant
08/08/08
17:31
08/08/08
17:31
what type of bank account do i need
ive got my current account that my salary paid into, and ive got a bills account that all my bills go out of. now i am about to become a landlady (renting my house out, not the pub kind), i would like to open an ac... [more]
ive got my current account that my salary paid into, and ive got a bills account that all my bills go out of. now i am about to become a landlady (renting my house out, not the pub kind), i would like to open an ac... [more]
mandimoo
08/08/08
12:52
08/08/08
12:52
Credit cards
Does anyone know if there is a credit card that will definitely give me the balance transfer amount that i need?
Does anyone know if there is a credit card that will definitely give me the balance transfer amount that i need?
yummymummy75
07/08/08
22:58
07/08/08
22:58
Bank Defaults (charges)
I am aware that banks have a standard charge for unauthorised borrowing and unpaid direct debits, etc, resulting from this, whether intentional or accidental. Does anyone know if there is a limit on these charges p... [more]
I am aware that banks have a standard charge for unauthorised borrowing and unpaid direct debits, etc, resulting from this, whether intentional or accidental. Does anyone know if there is a limit on these charges p... [more]
Icemaiden23
07/08/08
21:53
07/08/08
21:53
Paying tax on ex gratia payments
Ive been doing two jobs for the past 12 months and my boss has negotiated an ex gratia payment for me with HR (otherwise known as an honoraria - is there a difference?) Will I have to pay tax, NI and a pension con... [more]
Ive been doing two jobs for the past 12 months and my boss has negotiated an ex gratia payment for me with HR (otherwise known as an honoraria - is there a difference?) Will I have to pay tax, NI and a pension con... [more]
cc1965
07/08/08
15:32
07/08/08
15:32
inheriting money
i am claimimg income support and am due to inherit some money. i owe my children quite a lot of money. if i pay them back out of this inheritence will this cause problems with my benefits. thank you
i am claimimg income support and am due to inherit some money. i owe my children quite a lot of money. if i pay them back out of this inheritence will this cause problems with my benefits. thank you
bestiebabe
07/08/08
13:17
07/08/08
13:17
Postal Order
Hi all, does anyone know if you can pay a Postal Order into your bank account? Thanks.
Hi all, does anyone know if you can pay a Postal Order into your bank account? Thanks.
minniemoo
06/08/08
21:35
06/08/08
21:35
Mov ing an ISA
ive been told by a colleague that its possible to move the money in my ISA from the account its in to an ISA account with a different bank. i thought once its in an ISA thats where it stays and i can only put my per... [more]
ive been told by a colleague that its possible to move the money in my ISA from the account its in to an ISA account with a different bank. i thought once its in an ISA thats where it stays and i can only put my per... [more]
Im a BusyBee
05/08/08
14:46
05/08/08
14:46
High Interest Account
Can anyone recommend a high interest account, where it is worth keeping money for under a year? I have an ISA and have filled that for the year, but have a large amount more,and will do, until next April, so Id like... [more]
Can anyone recommend a high interest account, where it is worth keeping money for under a year? I have an ISA and have filled that for the year, but have a large amount more,and will do, until next April, so Id like... [more]
laura_lou7
05/08/08
08:26
05/08/08
08:26
So i have £50000.
Where would be the best place to put £50000 so as to give me a monthly interest return and have instant access to the capital, and what could i expect to recieve monthly
Where would be the best place to put £50000 so as to give me a monthly interest return and have instant access to the capital, and what could i expect to recieve monthly
cleversod
04/08/08
21:57
04/08/08
21:57
Cashback on credit cards
Which credit cards in the UK offer cashback at the end of the year? I overheard someone saying that they had a credit card and used it for all purchases, paying it off monthly, and then have about £200 extra at the... [more]
Which credit cards in the UK offer cashback at the end of the year? I overheard someone saying that they had a credit card and used it for all purchases, paying it off monthly, and then have about £200 extra at the... [more]
chazza
04/08/08
16:18
04/08/08
16:18
debt and council houses
My partner lives with his dad in their council house which they have lived in for over 10 years, and he has been paying his dad rent for the last 5 years. His dad has asked if he would like to take over the tenancy ... [more]
My partner lives with his dad in their council house which they have lived in for over 10 years, and he has been paying his dad rent for the last 5 years. His dad has asked if he would like to take over the tenancy ... [more]
focusjc85
04/08/08
14:59
04/08/08
14:59
ppi
Hi as anyone had any luck in recliaming any money back ?
Hi as anyone had any luck in recliaming any money back ?
mojomaz
03/08/08
14:19
03/08/08
14:19
debt collectors
just after I married, i moved address almost five years ago, and left some debt behind, i am not on the electoral role at my new adddres, some of my creditors have managed to find me and are sending a debt collectio... [more]
just after I married, i moved address almost five years ago, and left some debt behind, i am not on the electoral role at my new adddres, some of my creditors have managed to find me and are sending a debt collectio... [more]
lainey1969
02/08/08
19:36
02/08/08
19:36
Tax Code 464L
I know this means I pay tax on earnings ABOVE £4640 ( approx ) I just do not feel this is right - do you agree? I have heard of people with higher tax codes who earn more than me. My basic is £21231 ... [more]
I know this means I pay tax on earnings ABOVE £4640 ( approx ) I just do not feel this is right - do you agree? I have heard of people with higher tax codes who earn more than me. My basic is £21231 ... [more]
FieryP125
02/08/08
10:10
02/08/08
10:10
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