Personal Finance
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Cashing a cheque
I received a cheque yesterday for my son, for a xmas present. The cheque is made out to his first name and my surname, whilst he is actually known as his dads surname (on birh cert etc). Are we able to put the... [more]
I received a cheque yesterday for my son, for a xmas present. The cheque is made out to his first name and my surname, whilst he is actually known as his dads surname (on birh cert etc). Are we able to put the... [more]
harryt
01/12/08
21:15
01/12/08
21:15
Reclaiming Bank Charges: Will HSBC also close my account if I reclaim my First Direct charges?
Hi there, I will shortly be reclaiming the charges on our First Driect Joint account. I understand that once you have made a claim for your past charges, the banks in question will often close your account ... [more]
Hi there, I will shortly be reclaiming the charges on our First Driect Joint account. I understand that once you have made a claim for your past charges, the banks in question will often close your account ... [more]
Headtime
01/12/08
14:37
01/12/08
14:37
mini isa's
Hi - I know the maximum that you can put into an ISA is £3,600. When I get to say, £3,500 in my ISA (of which imagine £100 is interest that has been paid so far) can I only pay in another £100 so the total inc... [more]
Hi - I know the maximum that you can put into an ISA is £3,600. When I get to say, £3,500 in my ISA (of which imagine £100 is interest that has been paid so far) can I only pay in another £100 so the total inc... [more]
Sasha13
30/11/08
15:17
30/11/08
15:17
how much is fair compensation for bank blunders?
Hi. Just curious - how much is fair compensation for bank blunders when theyve spent almost 6 months messing you about & continuing to take money to which they had no entitlement (because the loan not due for repaym... [more]
Hi. Just curious - how much is fair compensation for bank blunders when theyve spent almost 6 months messing you about & continuing to take money to which they had no entitlement (because the loan not due for repaym... [more]
aquilotta
29/11/08
06:43
29/11/08
06:43
Mackenzie hall
I have had a letter and a message left on my pnone to call these people quoting a ref number then they will tell me who and how much the debit is that i owe. I found this a bit weired as i do have debts but are all... [more]
I have had a letter and a message left on my pnone to call these people quoting a ref number then they will tell me who and how much the debit is that i owe. I found this a bit weired as i do have debts but are all... [more]
tysonbruno
28/11/08
22:12
28/11/08
22:12
Post Office Card Account in Bankruptcy
I am receiving a State Retirement Pension although at present I am still working. Due to a recently diagnosed health problem I may have to stop work and file for bankruptcy as I will not be able to pay my debts. I k... [more]
I am receiving a State Retirement Pension although at present I am still working. Due to a recently diagnosed health problem I may have to stop work and file for bankruptcy as I will not be able to pay my debts. I k... [more]
seniorcit
28/11/08
15:10
28/11/08
15:10
childrens account set up by grandparent
a grandparent set up a savings account for my children in their names for when they reached 18, due to family circumstances we no longer see this grandparent, he recently wrote to one of the grandchildren and said t... [more]
a grandparent set up a savings account for my children in their names for when they reached 18, due to family circumstances we no longer see this grandparent, he recently wrote to one of the grandchildren and said t... [more]
devchef
28/11/08
12:34
28/11/08
12:34
Which mortgage
Is this a good time to change my fixed rate mortgage to a variable rate? I am reaching the end of the 2 year fixed period
Is this a good time to change my fixed rate mortgage to a variable rate? I am reaching the end of the 2 year fixed period
bibble
28/11/08
08:18
28/11/08
08:18
Changing mortgage names
My girlfriend, friend and myself have a mortgage together. My friend has now got work elsewhere and is looking to be taken off the mortgage. What procedure and pitfalls may I face with this?
My girlfriend, friend and myself have a mortgage together. My friend has now got work elsewhere and is looking to be taken off the mortgage. What procedure and pitfalls may I face with this?
bibble
26/11/08
21:52
26/11/08
21:52
source of funding - nondisclosure
if a lender cannot provide the following original documents to validate a debt: 1. A copy of the original contract binding both parties 2. Validation of the debt - the actual accounting Does this mean i am a vict... [more]
if a lender cannot provide the following original documents to validate a debt: 1. A copy of the original contract binding both parties 2. Validation of the debt - the actual accounting Does this mean i am a vict... [more]
missvagabond
25/11/08
17:20
25/11/08
17:20
Unenforceable credit agreement
if i prove through a solicitor that a credit agreement is unenforceable due 1.to a breach on the way the account was run 2. because they cannot or will not provide the original credit agreement with both parite... [more]
if i prove through a solicitor that a credit agreement is unenforceable due 1.to a breach on the way the account was run 2. because they cannot or will not provide the original credit agreement with both parite... [more]
missvagabond
25/11/08
17:14
25/11/08
17:14
Politics
Has Gordo Got the Countries finances right, of is he off his rocker ??
Has Gordo Got the Countries finances right, of is he off his rocker ??
cheekymich
25/11/08
12:13
25/11/08
12:13
Wescot Credit
Ive received 2 letters for a £15 debt that I am disputing and theyve now added £30 legal expenses on. Basically I signed up for a pay-per-view tv channel and it did not state anywhere that if I did not subscrib... [more]
Ive received 2 letters for a £15 debt that I am disputing and theyve now added £30 legal expenses on. Basically I signed up for a pay-per-view tv channel and it did not state anywhere that if I did not subscrib... [more]
missspeedy23
24/11/08
19:13
24/11/08
19:13
Student Finance
Ive currently got a student loan, ive recieved my first payment, and im waiting for my second in jan, if I drop my course right after I get the payment, will I get to keep it, or will they ask for it back? Than... [more]
Ive currently got a student loan, ive recieved my first payment, and im waiting for my second in jan, if I drop my course right after I get the payment, will I get to keep it, or will they ask for it back? Than... [more]
blueroseking
23/11/08
13:17
23/11/08
13:17
Is the receipt of incapacity benefit and DLA means tested.
After loosing my right leg, use of left leg and right arm in 1999 I have been getting both of these allowances. I f my Mother signs part of her house over to me and gives also some cash to avoid IHT. Will I loose ei... [more]
After loosing my right leg, use of left leg and right arm in 1999 I have been getting both of these allowances. I f my Mother signs part of her house over to me and gives also some cash to avoid IHT. Will I loose ei... [more]
viotrax
23/11/08
11:25
23/11/08
11:25
ccj/default
ive had a ccj on my credit report since about 2000-01, it was for £200 for an item i got from a catalogue which i honestly thought i had paid for with 2 cheques by return when i received a default notice. i never re... [more]
ive had a ccj on my credit report since about 2000-01, it was for £200 for an item i got from a catalogue which i honestly thought i had paid for with 2 cheques by return when i received a default notice. i never re... [more]
uncletom6
21/11/08
22:35
21/11/08
22:35
NI contibutions
Hello there. I am 60 next March and am taking partial retirement. Am I right in assuming that I will no longer pay NI contributions and if so is it automatic or do I have to have a form to give to my pay offi... [more]
Hello there. I am 60 next March and am taking partial retirement. Am I right in assuming that I will no longer pay NI contributions and if so is it automatic or do I have to have a form to give to my pay offi... [more]
horselady
21/11/08
14:39
21/11/08
14:39
Tax allowance for medical insurance
I saw a recent tax assessment which showed an amount for this. Buy I thought the current govt.had abolished such relief.
I saw a recent tax assessment which showed an amount for this. Buy I thought the current govt.had abolished such relief.
Segilla
20/11/08
22:40
20/11/08
22:40
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