Virgin Credit Card Balance Transfer

hibeeslass | 20:08 Fri 19th Feb 2010 | Personal Finance

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I have just been knocked back for transferring my balance from my RBS credit card to Virgin credit Card. It was £2000 i wanted to transfer. I have no mortgage and my only current debt is my suite.....anyone else experienced this as i have no idea why they would refuse me

TIA x

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Hymie

I am currently a ‘credit card tart’, balance transferring to 0% as and when required. By playing your cards right, you can effectively get a loan for 3% p.a. (the transfer fee) which will beat any loan hands down.

I was recently refused by the Post Office (what a cheek), but have successfully transferred to Nationwide. Check out MoneySavingExpert.com for advice and the best deals. Given that I have tarted around 4 times now, you should have no problem with a good credit rating. Be aware that each cc application is noted on your credit file – and will affect your credit score.

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