Personal Finance

Credit blacklist

Anyone know for how long after successfully 'completing' the 5 years of an IVA. One would be blacklisted by credit firms. Also would one be able to get a bank overdraft facility after the completion.
Regards
J

joe1 Sat 03/05/08 18:43

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EverClean
Tue 06/05/08
13:28

The IVA will still show on your file for 6 years. There is no such thing as a blacklist ans each financial institution sets their own criteria for who would be allowed overdrafts and other facilities. I think your existing bank will be the best people to approach, assuming that you've conducted your account well with them recently.

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